A student loan or credit can help you finance your studies. We would like to present some of the offers to you. Our social counsellor is happy to answer any further questions. You can find a first overview of various student loans and credits (in German) here:
For students who find themselves temporarily in an emergency financial situation, an interest-free loan can provide rapid assistance. We can offer you two kinds of interest-free loan: the hardship fund from the Deutsche Studentenwerk (DSW) and the Seezeit hardship fund. Up to a total of €2000
For both types of loans you must appoint a suitable guarantor who can provide evidence of a regular income in the Federal Republic of Germany. You can also find further guidelines and provisions in our downloads.
You can find out about interest-free loans by speaking to our social counsellor, Marlies Piper. She will answer your questions and help you to complete the contract documents.
Links
The ‘Bildungskredit’ (education loan) is a program by the German Federal Government that is particularly aimed at students taking part in advanced studies. The Bildungskredit can provide an interest-free alternative whenever your study costs are too high or there is a risk that you may not be able to complete your degree course. You can make a further claim for this for your master’s degree course on completion of your bachelor’s exams.
We would be pleased to advise you regarding your eligibility for a Bildungskredit and the associated terms and conditions. The contact person in these matters is our social counsellor, Marlies Piper.
You can obtain the contract documents directly from the Federal Office of Administration. You can get the contract certified only at a bank
Is BAföG or your family's assets not enough to finance the cost of living? Would you rather finish your studies quickly than drag them out with a time-consuming part-time job? The options available to you can be clarified during the counselling process. The KfW Student Loan is independent of your own income and that of your parents, and it can be combined with BAföG or the Education Loan. You can apply for and enter into the agreement monthly from the start of your studies until the 10th semester.
We will advise you in detail on the options available to you, including the KfW Student Loan, clarify the conditions and answer your questions. Counselling or analogue application acceptance is still possible in person in Constance and Weingarten until 30.10.2023, after which it will only be possible digitally. If you are interested, please make an appointment.
Please note: The KfW Student Loan can be activated for the new semester until November 2023. Please send the KfW verification protocol, both sides of your ID card and the semester certificate by e-mail or come by the Service Centre with the documents.
Links
Counseling & application acceptance in Konstanz
Please make an appointment for initial counseling and application acceptance. You will find the Social Counseling Office of the University of Konstanz in the K-Building below the Mensa.
Initial Counseling
Marlies Piper
Social Counseling
Room K 316
Tel + 49 7531 - 9782 211
sozialberatung[at]seezeit.com
Application acceptance
Service Center Konstanz
Floor A 5
Tel +49 7531 - 9782 220
servicecenter[at]seezeit.com
Counseling & application acceptance in Weingarten
You will find our Service Center in the Mensa Weingarten, in the entrance area on the left side.
Service Center Weingarten
Tel +49 7531 - 9782 221
servicecenter-wgt[at]seezeit.com
Verifications during the contract period
Certificate of study
Please note that you must provide proof of your continuous enrollment by April 15 or October 15 of each year. You can submit the proof in person, by mail, or digitally via email to the Service Center. You will need your KfW certificate of enrollment (via the KfW online portal, see below), your ID card, and a current detailed semester certificate showing whether you are on leave of absence.
Link KfW online portal certificate of study
E-mail address Konstanz servicecenter[at]seezeit.com
or Weingarten/Ravensburg servicecenter-wgt[at]seezeit.com
Certificate of achievement
At the latest by the end of the sixth semester in the Bachelor's program, you must submit a certificate of achievement from the university for 90 ECTS directly to KfW. If an extension semester is required due to the Corona pandemic, a semester can be applied for and extended via an informal application to KfW if the university confirms the delay for organisational reasons.
Link: Form certificate of achievement
Funding beyond the 10th semester
If necessary, KfW-Bank can extend your contract until the 14th semester. To do so, submit the university's certificate from the 10th semester stating that you expect to successfully complete your studies in four more semesters.
Link Certificate of the university about the expected completion of studies
