You must have health insurance to study in Germany. We recommend taking out statutory health insurance. Health insurance is not compulsory for students who are insured in their home country and can present the ‘European Health Insurance Card’ or E128 form to their health insurance company. This no longer applies if students from the EU take up a paid internship or a job. Then you are subject to the compulsory insurance here in Germany.
Personal liability insurance
Personal liability insurance is not required by law, but can be very useful if you cause accidental harm or damage to others (e.g. bicycle accident; forgetting to switch off hob, etc.). We especially recommend foreign students and university applicants to take out personal liability insurance.